Whitechurch Quarterly Review - Q2 2020
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
Summer Reading List 2020
Summer is officially here - A time to sit by the pool beneath a tropical sun, cocktail in hand, while enjoying a gripping page turner. Ok, scrub that – at least for now! But at least the current lockdown has given many of us more time to read than we usually have. ...
Whitechurch Blog: Your Financial and Emotional Wellbeing
Financial Consultant, Barry Summers, looks at the importance of the relationship between our finances and our overall wellbeing....
Whitechurch Investment Update: Coronavirus Changes
Following on from my article last month, Coronavirus: seven possible long-term changes, I wanted to set out our current investment thinking and how we have responded to the changed investment environment. ...
Five Star Defaqto Rating 2020
We are pleased to announce that we have once again been awarded our full complement of 5 Star Ratings from Defaqto for our portfolio services. Read on to find out more about why this is important to look for when choosing a DFM....
How to Improve Your Work-Life Balance
Finding a good work-life balance is essential for improving your happiness, stress levels and keeping relationships positive. In these extremely difficult times, we need to take some time for ourselves and appreciate life beyond work before you burn out. We have put together some tips to help you improve that balance....
So, What Next?
The past few months have taken their toll on just about everything. Daily life as we knew it seems a long distant memory and no doubt for some time to come, we will be more conscious about protecting our health than we’ve ever been. But what about our wealth?...
Whitechurch Blog: Investing in a Changing World
Over the past few weeks, the priority of people, companies and Governments around the world has been how to get through the crisis with minimal loss of life and economic damage. As time moves on attention is now turning to what will a ‘Post COVID’ world look like?...
Whitechurch Investment Update: Coronavirus & Seven Possible Long-Term Changes
The long-term implications of the current crisis are subject to debate. Be that as it may, we believe that now is the time to flag where we see the most significant areas of change....
Whitechurch Blog: Pandemic Financial Considerations
Whilst we have already been able to provide support and guidance to many of our customers worried about their existing holdings, we have also received a number of enquiries from those who have seen an opportunity and want to take advantage of the current economic situation whilst stock markets values are low...
Whitechurch Quarterly Review - Q1 2020
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
Whitechurch Blog: Maintaining a Long-term view
One of our financial consultants, James Nicholas, explores how to maintain a long-term view during difficult times....
Whitechurch Blog: Whitechurch Working from Home Part 2
Part two of our working from home updates....
Whitechurch Investment Update: Dividends under pressure
The recent measures to help stop the spread of Covid-19 from our government and those around the world have, naturally, slowed down economic activity and with it overall consumer spending, with visits to most shops and restaurants on hold for the time being. Effectively creating a pause in sales, the situation has left many companies revaluating their overall structure and indeed their balance sheet as they stress test financial models considering the possibility of zero revenues for some months....
Whitechurch Blog: Whitechurch Working from Home
Working from home is a new experience for a few members of the team at Whitechurch and for individuals all across the country. We thought it would be helpful to share how staff have adapted to this change as well as the challenges faced and tips to help you work from home more effectively. If you would to gain insight on how our teams have been communicating and servicing clients, keeping fit and maintaining a positive outlook, keep reading!...
Whitechurch Blog: Can my money be used for good and still deliver strong investment returns?
Many of us are used to the concept of donating to charitable causes close to our hearts, but actively investing in funds that are socially and environmentally responsible can still feel slightly alien for some. One of the questions our investment managers get asked increasingly is, “Can my money be used for good and still aim to deliver positive investment returns” we explore the answer to this question within this blog....
Whitechurch Blog: Tax Rates 2020/21
Income tax rates, national insurance rates and junior ISA limits have all been updated for the new tax year 2020/21. For the new figures and allowances, continue reading....
Client Update - Coronavirus
In these uncertain times, we understand how unsettling the current situation is. We want to reassure you that Whitechurch Financial Consultants are here to advise and support you. Your adviser remains available to provide you with support and guidance so do not hesitate to contact them, as needed....
Whitechurch Blog: Lets Talk About Money!
Sam joined Whitechurch Financial Consultants 18 months ago, since then he has gained a range of experience working with our clients. In this blog, he discusses how Whitechurch can help clients reach their financial goals and the importance of intergenerational planning. ...
Whitechurch Blog: Dispelling the myths surrounding Discretionary Fund Management
There are quite a few myths that surround Discretionary Fund Management, especially concerning the initial investment amount required and the difference between bespoke portfolios and entry-level portfolios. Ian McIver and Phil Miller, Business Development Managers at Whitechurch, discuss the differences in the following conversation. ...
Whitechurch Blog: Six Things to consider before the start of the new tax year 2020
The new tax year will start on the 6th of April 2020 – but have you maximised your tax-efficient allowances for the current year? To get you started, we have created this list with a few tips and reminders. If you think you could benefit from professional, financial advice please get in contact with one of our financial advisers....
ARO: Process Flow Chart
Curious about the processes involved in exiting the industry? Take a look at our process flow chart for a break down of each stage and the potential outcomes....
Agent of Client Versus Agent as Client
There has been a lot of discussion in the industry recently about the number of different contractual relationships between IFAs, Discretionary Investment Managers (DIMs) and Clients. There has been rising concern amongst IFA’s in the use of “Agent as Client” framework used by some DFMs....
Whitechurch Blog: Six things to consider if you have received an inheritance
Receiving an inheritance can have a wide impact on you and your family’s financial status. It can be tempting to spend the money you didn't previously have on a new car or bigger house - but are you balancing your short term wishes with your long term financial needs? At Whitechurch, we have many years of experience advising clients in this situation and understand the difficulty in deciding the best thing to do with newly inherited wealth. We have summarised six things to consider if you have just received an inheritance in the infographic below. ...
Adviser Retirement Options: Why Whitechurch?
Whether you are looking to retire or exit the industry today, in six months or three years we understand that it is not only important that you are looked after in your retirement but your clients too. Below are a few examples of the reasons why Whitechurch could be an option for you. ...
Adviser Retirement Options: FAQ's
Got questions about Adviser Retirement? Have a look at our FAQ's below, they could help. ...
Adviser Retirement Options: Asset Purchase or Share Purchase
As a financial adviser, it can be difficult to understand your options when it comes to exiting the industry. There are two ways in which you can sell your business and the graphic below breaks down the differences between them....
Whitechurch Quarterly Review - Q4 2019
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
Adviser Retirement Options: The Whitechurch Proposition
We have propositions for advisers looking to exit the industry, be it for retirement or other reasons, we work with just a few selective advisers a year to meet their exit requirements. We are not a big consolidator but an advisory company looking to assist other advisers who are client centric. Keep reading for the key facts about the Whitechurch Proposition. ...
Whitechurch Portfolio Updates: 9.12.19
Read the latest updates from the Whitechurch Investment Team....
In The Press: The purpose of advice and getting people involved
Financial Adviser, Nick Roley, takes part in a podcast hosted by Citywire in association with Aegon about how to reach out to the younger generation for both clients and potential advisers. ...
How to Exit The Industry: A Real Case Study
We asked Alan Goule, who sold his business to Whitechurch when he retired, to go over some of the questions that he was asked by attendees at our Adviser Retirement Event. ...
How to Exit the Industry:Client Care Post Sale
What happens to your clients post sale? Mark Stone, the Financial Planning Director at Whitechurch provided an informative talk on how to ensure your clients are appropriately cared for after you sell your business....
How to Exit the Industry: The Tax Implications of Selling Your Business
When thinking of retirement or exiting the industry there are some key tax implications to consider, Neil Davies outlines some of the implications within this blog. ...
How to Exit the Industry: The Legal Fundamentals of a Sale
When you are considering putting your business on the market the most important thing to do is talk to your solicitor and obtain his or her advice on what type of approach would be best to handle the full or partial sale of your business, we have summarised some of the key legal factors to consider within our blog. ...
Whitechurch Blog: Your money is a tool for a better life
One of our Financial Advisers, James Nicholas, explores why comprehensive financial planning and asking that extra question can change lives....
Whitechurch Blog: Your Financial MOT Checklist
There’s no time like the present to conduct a financial MOT, To get you started we have compiled a list of key ‘hazard lights’ to check....
Whitechurch Blog: The Complete Retirement Checklist
Several factors need to be considered to best prepare yourself and your family for those potentially long years in retirement. We produced a checklist to help you assess the key details to consider and, if necessary, alter so that you can plan effectively for your retirement....
Whitechurch Quarterly Review - Q3 2019
This review covers the key factors that have influenced investment markets over the third quarter of 2019 and the Whitechurch Investment Team’s current views and broad strategies being employed....
Whitechurch Blog: The first two years as an adviser
On the two-year anniversary of being signed off as CF30 by the Compliance team, we wanted to sit down with Nick Roley and have a chat to discuss how he found his first two years as an adviser at Whitechuch. ...
Whitechurch Blog: Adviser retirement insight - Your FAQ’s answered
Whitechurch has been providing retirement solutions for small advisory firms looking to exit the profession for many years now. We have answered the top three questions and topics that arise in conversation below....
In The Press: Reinvigorating Whitechurch
Alexander Foster from Citywire Wealth Manager magazine asked Kean Seager about the ways he’s been reinvigorating Whitechurch. ...
In The Press: Adviser demand sees Whitechurch place ethical portfolios on platforms
Whitechurch Securities has made its range of ethical portfolios available on two platforms following a ramp-up in demand from advisers. The firm’s four risk-rated Prestige Ethical Income & Growth portfolios have been added to the Aviva and Novia platforms, Portfolio Adviser has learned....
In The Press: Watch out for cloning
Compliance Director, Gaynor Newman, speaks to Portfolio Adviser about a case of cloning and plagiarism...
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