Whitechurch Investment Update: Market Commentary - January 2024

After 2023 ended with a bang, January offered somewhat of a reality check. Even during December, there was a sense that the widespread rally had an element of too good to be true about it. To put this into context, many funds, regardless of asset class, saw more gains in the final month of the year than they had in the preceding 11 combined....

5 predictions for ESG & Sustainability in 2024

Despite improving on a dismal 2022, last year presented its own set of challenges for sustainable investors. Aside from the remarkable performance of the so-called magnificent seven, the US mega-cap technology stocks that together produced a return of 71% (to the end of November), performance was more mixed, particularly for parts of the sustainable universe. As we say goodbye to 2023, our Investment Team give five predictions for the year ahead...

Moving Into 2024

In December our inboxes were full of forecasts for 2024, in which there was some consensus and some conflict in opinions of what would happen this year. Now as we are in the second week of January, some of these prophecies are still holding strong, whilst others have already fallen by the wayside reminding us of the speed at which the investment landscape can change and the pitfalls of trying to predict what may happen....

NEW CONTENT: Quarterly Review - Q4 2023

New year, new content. With a fresh start to 2024 we've given our Quarterly Review a much welcomed revamp. Our reviews will now be shorter, but goes beyond the last quarter's Macro & Market events giving greater insight to our investment activities & asset allocation, as well as our outlook for the next quarter....

Sustainability Disclosure Requirements (SDR) - Are we there yet?

Close but not quite would be the answer to that question! On the 28th November the FCA published its long-awaited Sustainability Disclosure Requirements (SDR) policy document which was first mentioned in the 2019 UK Green Finance Strategy document....

Whitechurch Investment Update: Market Commentary - November 2023

In stark contrast to the month before, November saw widespread gains across equity and fixed income asset classes. Almost paradoxically, share prices rallied on the back of weakening economic data released throughout the month, particularly from the US....

What Next for ESG? Looking through the noise

Whilst ESG-integrated (the process of considering environmental, social and governance factors in investment decisions) portfolios have been around in various guises for many years, it took a global pandemic to truly throw ESG into the limelight. ...

Whitechurch Investment Update: Market Commentary - October 2023

October proved to be a very challenging month for equity and fixed income investors alike, as rising bond yields and heightened global geopolitical tension weighed on markets....

Whitechurch Investment Update: Quarterly Review - Q3 2023

After a disappointing end to last quarter, Q3 saw the wider UK stock market deliver an aggregate return of 0.9%. In what was another mixed quarter, share prices initially recovered some of Q2’s losses during July, with the UK amongst the best performing developed markets. ...

Whitechurch Investment Update: Market Commentary - August

August was another volatile month for markets, driven by rising government bond yields and a deteriorating outlook for China, where the faltering economic recovery was compounded by renewed stress in the property sector. Against this backdrop, global equities and bonds both lost ground, with concerns about the prospect of future rate hikes continuing to present challenges for the traditional 60/40 portfolio. ...

Whitechurch Blog: Investing in the Era of Artificial Intelligence

It’s been another strange six months for investors – banking wobbles, inflation and a lacklustre Chinese economy have all weighed on investment returns. Perhaps it is in part due to these headwinds that the recent performance of those companies with links (however tenuous) to Artificial Intelligence (AI) has been so striking....

Whitechurch Investment Update: Market Commentary - July

The somewhat surprising risk-on sentiment seen so far this year continued during July, supported by a notable markdown in inflation for some of the major developed economies....

Whitechurch Blog: For Long-term Investors, Cash May Not be King

With the Bank of England (BoE) base rate at its highest level since 2008, and further rate hikes expected before the end of the year, the attractiveness of cash as an asset class has undoubtedly increased. This was reflected in data from earlier in the year, which showed that investors added £2.32 billion to UK money market funds (highly liquid ‘cash equivalent’ products) in May (Source: Morningstar)....

Whitechurch Investment Update: Quarterly Review - Q2 2023

Inflation was once again front and centre for investors and policymakers alike through the second quarter of 2023. While US inflation continued its steady downward trajectory, in the UK three consecutive upside surprises piled further pressure on the Bank of England (BoE) as it struggled to keep prices in check. ...

Whitechurch Investment Update: Market Commentary

Despite the apparent lack of obvious tailwinds for global economic growth, May offered investors a second consecutive month of relative calm following March’s demise of Silicon Valley Bank and Credit Suisse....

Whitechurch Investment Update: Market Commentary

Despite the month concluding with the high-profile failure of another US regional bank, First Republic, April saw a degree of calm restored to global markets. The collapse of Silicon Valley bank (SVB) in March – at the time, the 2nd largest bank collapse in US history – sent jitters through the global banking system....

Whitechurch Investment Update: Quarterly Review - Q1 2023

We start this quarterly review by reflecting on the recent events in the banking sector. First to the US, where on March 10th, Silicon Valley Bank (SVB) – the 16th largest bank in the US – was shut down by regulators. SVB saw massive growth between 2019 and 2022, but its collapse was even more rapid, reflected in the fact that analysts were still giving the bank a ‘buy’ rating only days prior. During its growth years, SVB acquired significant deposits from start-up technology companies. SVB used these deposits to purchase Treasury bonds and other long-term debt. ...

Whitechurch Blog: The Great Mining Paradox

Take a sustainable portfolio at random and look at the underlying sector exposure- what do you see? Clean energy? Technology? Other sustainable themes such as clean transport, environmental services, and resource efficiency? All of these have one thing in common – a reliance on metal, be it common industrials (like copper), exotic rare earths with unpronounceable names, or precious metals such as platinum, silver and gold....

Whitechurch Investment Update: Market Commentary

Following a strong opening month of the year, February saw a modest decline for both global equity and bond markets. Despite broadly resilient economic data throughout the month, this was viewed by investors as a sign that the economy is not yet in recession and that further interest rate increases from central banks are likely. The upshot is, of course, that the prospect of subsequent rate cuts and target inflation levels appear to be further away than previously anticipated. ...

Whitechurch Investment Update: Market Commentary and Look Ahead to 2023

Somewhat fittingly, 2022 finished on a whimper, with December’s lacklustre performance for global equity and bond markets ensuring that investors were keen to leave the year firmly in the rear-view mirror. The year Russia invaded Ukraine, the year asset class dislocations became extreme, and the year that the cost of capital returned – regardless of the angle, 2022 will be remembered unfavourably by many....

In the Press: Tim Jones' New Year resolutions. An article from Citywire.

In the interview Tim discusses how he will remain open-minded for the year ahead and remain ready to act swiftly, if 2023 is anything like 2022. You can read the full interview...

Whitechurch Investment Update: Quarterly Review - Q4 2022

In stark contrast to Q3, the last three months of the year saw the wider UK market deliver an aggregate return of 9%. In what was another mixed quarter, share prices started the period by regaining some of the losses from a very disappointing September, with strong performance during October and November in particular. The rally did not continue throughout December however, with the UK market finishing the month at a net loss....

Whitechurch Investment Update: Market Commentary

The hope among investors is that, should this be true, then the current interest rate hiking cycle from central banks will surely soon slow and thus create a more normal environment for economic growth. There have been several other factors at play too – last month, I reported on the relatively robust corporate earnings season in the US, the much-needed stability in the UK political landscape and the switch in investor mindset away from the inflationary view that has dominated much of the year, to a more traditional recessionary one. This has also supported the recovery of the bond market, with the traditional return profile seemingly re-emerging after a difficult year-to-date. ...

In the Press: Word on Wealth Street - Tim Jones speaks to Citywire Wealth Manager

Senior Investment Manager, Tim Jones, recently spoke to Citywire Wealth Manager for their 'Word on Wealth Street' feature. In the interview Tim discusses what he believes will be a top pick for 2023. ...

Autumn Statement Reaction

Less than eight weeks on from attempting to digest the ‘mini-budget’ delivered by then Chancellor, Kwasi Kwarteng, we are faced with the introduction of yet another set of divisive policies. The objective sounds relatively straightforward – repair the UK economy and ultimately find a way to cover the enormous post-pandemic deficit in a way that maintains prosperity for virtually everyone. Execution, however, is an entirely different matter, with many moving parts....

In the Press: Next Gen - Daniel Say. An article from Citywire

Dr Say speaks to Citywire for their 'Next Gen' interview series. In the interview he reflects on his academic background and how he got into wealth management, amongst other things....

Whitechurch Investment Update: Market Commentary

Much in the same way that last quarter began with a fleeting return of 'risk on' sentiment among the investment community, similar traits were seen across both equity and fixed-income markets during October. The reasons for this have been wide-ranging, from broadly robust corporate earnings in the US to some much-needed stability in our own domestic landscape, namely in the shape of a third Prime Minister and Chancellor in as many months. A key theme underpinning market activity has been the switch of focus away from the inflationary view that has dominated much of the year, to a more traditional recessionary one. In my recent podcast, I spoke about the markets daring to dream about the prospect of interest rate normalising at some point in the not-too-distant future, and what they may bring....

Whitechurch Investment Update: Quarterly Review - Q3 2022

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Good Money week: What Are We Doing for Sustainable Finance

Good Money Week was started by the UK Sustainable Investment and Finance Association to help promote financial soundness whilst raising awareness of the benefits of sustainability and ethical investments & finance. Whitechurch is passionate about the longevity of both our investments and the future of our planet. Ethical and sustainable decisions are at the heart of the business operations, not just for the investments we manage....

Whitechurch Blog: Palm Oil - Considerations for Sustainable Portfolios

Daniel Say, Whitechurch’s in house climate change investment specialist reviews the sustainability of palm oil, from source to how it's used, and what this could mean for a sustainable portfolio....

Whitechurch Investment Update: Market Commentary

August was a tale of two halves - the first few weeks saw a continuation of July's rally, with investor sentiment buoyed by hopes of a policy pivot by the Federal Reserve. Later in the month, concerns about inflation grew once again. Jerome Powell's indication that inflation control remains the Fed's number one priority contributed to a reversal in sentiment, resulting in a retreat for major equity and fixed income indices in the latter half of the month....

Whitechurch Investment Update: Bonds in 2022: A Tale of Two Halves?

As we have been reporting in our Quarterly Reviews, 2022 has thrown the levels of protection and diversification offered by the traditional 60:40 portfolio into the spotlight. In what might ordinarily be viewed as the safe haven asset of choice in the face of adversity, bonds all but sold off in lockstep with equities during the first six months of the year. One consideration, which arguably is not talked about much, is that, like equities, bonds had themselves enjoyed exceptionally strong long-term performance up until the end of 2021, having effectively enjoyed a 39-year bull run....

Whitechurch Investment Update: Market Commentary

Economic data released throughout July provided further evidence that the global economy is slowing. Inflation remained front and centre, soaring to new highs despite ongoing hawkish rhetoric from central banks. Against the backdrop, and the growing threat of recession, markets increasingly moved to price in interest rate cuts from the Federal Reserve in 2023. Anticipation of a pivot to a more dovish stance was supportive of risk assets, with growth oriented stocks the major beneficiaries....

Whitechurch Investment Update: Quarterly Review - Q2 2022

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Investment Update: Market Commentary

In a continuance of the issues seen year-to-date, May was characterised by rising inflation, interest rate hikes and ongoing supply chain issues driven by Russia’s invasion of Ukraine and China’s zero COVID policy. Despite these concerns, major markets were marginally positive in May, providing some respite from losses sustained earlier in the year....

Whitechurch Blog: Immoral Money

Daniel Say, Whitechurch’s in house climate change investment specialist reflects on the controversial speech by HSBC’s Global Head of Responsible Investing, which promoted views that diminish the importance of climate change and its impact on the financial industry....

Best ESG Solution for Advisers Finalist

Whitechurch is proud to have been listed as a finalist for Best ESG Solution for Advisers at the Professional Adviser Awards 2022 held in London. The Professional Adviser Awards, which seek to reward excellence within the financial advice community considered over 250 contenders for their awards...

Whitechurch Blog: 40th Anniversary

Whitechurch Securities Ltd, of which Whitechurch Financial Consultants is a division, is proud to be celebrating its 40 years in business. The Whitechurch Strategic Management Group (SMG) is celebrating this milestone by reflecting on those 40 years and taking you back to where it all began....

Whitechurch Investment Update: Quarterly Review - Q1 2022

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Podcast: The Market Matters

We are very excited to announce that we have published the very first episode of our new podcast The Market Matters! Throughout our series of podcasts, we will be exploring key events moving the financial markets. Whitechurch Investment Managers and guests share their thoughts on investment opportunities and risks as well as emerging trends in society....

Whitechurch Blog: Ukraine, Fracking and the Green Energy Revolution

We have all been shocked and saddened by the recent events unfolding in Ukraine, and our thoughts go out to those Ukrainian citizens unwillingly drawn into a conflict that is not of their doing. Given its reliance on Russian exports, the vulnerabilities in Europe’s energy system have been thrown into the spotlight. ...

Whitechurch Investment Update: Market Commentary

The horrific events unfolding in Ukraine due to the Russian invasion at the end of February has triggered a unanimous response from Western nations in the form of sanctions against Russia and the effect is being felt around the globe. Our Investment Director, Amanda Tovey, provides a Market Commentary on this....

International Women's Day

Happy International Women's Day! We are proud to work with lots of amazing women in finance - both our staff and our clients, you're all amazing and deserve to be recognised! It would be wrong of us to not acknowledge an important day to celebrate women across the globe and remind ourselves of the steps we still need to take to achieve equality in the workplace and society....

Whitechurch Investment Update: Investment Outlook 2022

2021 will be remembered as a bumper year by many investors. Most developed equity markets enjoyed double digit returns led, once again, by the US. Looking ahead to 2022, we identify three key issues for investors to consider....

Whitechurch Blog: Could SMRs revolutionise the nuclear industry?

Nuclear Power has long been making headlines and costing countries billions. Arguments about it's green credentials have never been more prominent. But is there a way nuclear power can be a more cost-effective source of energy through the implementation of Small Modular Reactors as a back-up to renewable energy. Dr Daniel Say explores the use of SMR's and wider Nuclear Power debate in his latest blog:...

Whitechurch Investment Update: Quarterly Review - Q4 2021

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

In The Press: While shepherds watched their stocks with Whitechurch Securities’ Tim Jones

Our Investment Manager, Tim Jones, reflects with Portfolio Adviser on how much markets and work life have returned to normal in 2021 (for a festive good feeling, check out the adorable photo!):...

Whitechurch Blog: Festive Wrap – Good News Stories from 2021

Negative news stories have dominated the headlines this year, and its easy to feel a little overwhelmed. But scratch below the surface, and you’ll find reasons for optimism in these difficult times. So, sit back, find your Christmas slippers, and read on for some of the more positive news stories from 2021....

Whitechurch Blog: Reflecting on COP26 - Another missed opportunity?

Some two weeks have passed since the close of the 26th Conference of the Parties (COP26 for short). As the buzz subsides, and the headlines are forgotten, how will COP26 – our ‘last best hope’ for climate action – be judged?...

5-Star Winner: Financial Adviser Service Awards 2021

We are honoured to have received 5-stars in the FT Financial Adviser Services Awards rated by advisers themselves....

Best Discretionary Wealth Manager Awarded Excellence in Ethical Investments

Whitechurch is honoured to have achieved the status of Best Discretionary Wealth Manager 2021 and Awarded Excellence in Ethical Investment Solutions...

In The Press: The funds hitting the right notes on climate change ahead of COP 26

Dr Say speaks to Portfolio Adviser about his top fund picks for the ‘E’ of ESG ...

Whitechurch Investment Update: Quarterly Review - Q3 2021

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Blog: Our Last Best Hope - What to expect from COP26

With so much at stake, what can we expect from the event being called our ‘last best hope’ for meaningful action on climate change? Here are five things to look out for:...

PFS Webinar with Whitechurch - Climate Change: Opportunities and Risks for Portfolios

We are excited to announce that our Investment Director, Amanda Tovey & ESG Investor Relations Specialist, Dr Daniel Say, will be presenting a Webinar hosted by the Personal Finance Society (PFS). Anyone is welcome to join, simply click the link below!...

Whitechurch Blog: Nuclear Power - Dying asset or future ESG star?

As intermittent renewables provide an increasingly large share of the global energy supply, so the need for low carbon, base-load power increases. So, is now the time for climate conscious investors to take another look at nuclear?...

ESG Investor of the Year Shortlisting

Whitechurch is proud to have been shortlisted as ESG Investor of the Year for the Business Green Leaders Awards...

In The Press: Whitechurch hires University of Bristol academic as ESG specialist

Portfolio Adviser reports on our latest hire, Dr Say, our Investor Relations Specialist, as we expand our ESG offering:...

Whitechurch Blog: Hydrogen - the renewable energy resource to watch?

ESG, SRI, renewable energy - it’s everywhere as we look to #buildbackbetter from the pandemic. Our ESG Investment Relations Specialist explores the recent buzz around Hydrogen as a renewable energy resource, and whether it's really all it's cracked up to be....

Whitechurch Investment Update: Global Troubles

Harold Macmillan was once asked about the most troubling aspect of his Prime Ministership. He famously replied, “Events, my dear boy, events”. Similarly unexpected events, both domestic and international, have long been seen as the bane of investors, particularly when they are seen as presenting significant economic risks....

In The Press: Fund buyers split on prospects for Europe’s equity market

Our Investment Manager, Tim Jones, speaks to Portfolio Adviser about Whitechurch's stance on the prospects for Europe's equity market...

Whitechurch Investment Update: Quarterly Review - Q2 2021

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Investment Update: All that glistens...

Unless you have been living under a rock for the last ten years you will be aware of the excitement and controversy that surrounds cryptocurrencies such as Bitcoin. This blog explores whether Whitechurch believes Bitcoin is an investible asset....

In The Press: Whitechurch unveils low-cost responsible portfolios

The Responsible Dynamic portfolios cover a range of risk profiles from low-risk defensive through to more aggressive strategies....

Is Inheritance Tax Voluntary?

1 in 20 estates in the UK pay inheritance tax (source: HMRC), you could save your family hundreds of thousands of pounds with careful financial planning. Having worked hard to accumulate wealth, many people want to protect at least some of their assets for the benefit of their loved ones, but Inheritance Tax can have a signficant impact on the amount you leave behind. ...

Whitechurch Investment Update: The Growth to Value Rotation

In a year like no other, one could argue that 2020’s parting shot took aim at growth investors. Towards the end of November, we began to see the long-anticipated rotation away from large-cap and growth areas of the market in favour of both their smaller-cap and lowly-valued counterparts. ...

Whitechurch Blog: Investing for the Future

Whilst people have become conscious about their lifestyle choices and how they can impact the planet, it is only in recent years people have started to think more about the impact of their savings and investments. ...

Whitechurch Investment Update: Quarterly Review - Q1 2021

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Blog: What is a Discretionary Fund Manager (DFM)?

DFM’s are professional investment managers that build a portfolio of investment funds, usually from across the market. We explore what this means for you and how a DFM can help with your investment objectives....

Whitechurch Investment Update: Quarterly Review - Q4 2020

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Investment Update: Nothing Lasts Forever

Nothing Lasts Forever – no it’s not the latest James Bond movie but our year-end investment thought piece from Simon Jaffé...

How To Stay Positive in Lockdown 2.0

“Stay positive” is something we hear a lot of at the moment. But is it really that easy when you’ve been teased with a glimpse of normality and it’s now been snatched away for yet another national lockdown? ...

Whitechurch Investment Update: The US Election - Not Fake News

As the dust begins to settle on what proved to be the most well-attended US election since 1908, we consider some of the talking points for investors....

Whitechurch Investment Update: Quarterly Review - Q3 2020

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Investment Update: Infrastructure - not just for income

As we approach the final quarter of the year, we consider how the events of 2020 have impacted the sector so far, as well as the ever-evolving need for sustainable investment. ...

Whitechurch Blog: #Buildbackbetter!

The #buildbackbetter theme has been trending on social media for months now as people think about how the coronavirus pandemic is changing the way we live and work. There has been much talk of a ‘green recovery’ with the French government even adding in CO2 clauses to bailouts provided to some industries....

Whitechurch Quarterly Review - Q2 2020

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Blog: Summer Reading List 2020

Summer is officially here - A time to sit by the pool beneath a tropical sun, cocktail in hand, while enjoying a gripping page turner. Ok, scrub that – at least for now! But at least the current lockdown has given many of us more time to read than we usually have. ...

Whitechurch Investment Update: Coronavirus Changes

Following on from my article last month, Coronavirus: seven possible long-term changes, I wanted to set out our current investment thinking and how we have responded to the changed investment environment. ...

Whitechurch Blog: Five Star Defaqto Rating 2020

We are pleased to announce that we have once again been awarded our full complement of 5 Star Ratings from Defaqto for our portfolio services. Read on to find out more about why this is important to look for when choosing a DFM....

Whitechurch Blog: How to Improve Your Work-Life Balance

Finding a good work-life balance is essential for improving your happiness, stress levels and keeping relationships positive. In these extremely difficult times, we need to take some time for ourselves and appreciate life beyond work before you burn out. We have put together some tips to help you improve that balance....

Whitechurch Blog: Investing in a Changing World

Over the past few weeks, the priority of people, companies and Governments around the world has been how to get through the crisis with minimal loss of life and economic damage. As time moves on attention is now turning to what will a ‘Post COVID’ world look like?...

Whitechurch Investment Update: Coronavirus & Seven Possible Long-Term Changes

The long-term implications of the current crisis are subject to debate. Be that as it may, we believe that now is the time to flag where we see the most significant areas of change....

Whitechurch Quarterly Review - Q1 2020

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Blog: Whitechurch Working from Home Part 2

Part two of our working from home updates....

Whitechurch Investment Update: Dividends under pressure

The recent measures to help stop the spread of Covid-19 from our government and those around the world have, naturally, slowed down economic activity and with it overall consumer spending, with visits to most shops and restaurants on hold for the time being. Effectively creating a pause in sales, the situation has left many companies revaluating their overall structure and indeed their balance sheet as they stress test financial models considering the possibility of zero revenues for some months....

Whitechurch Blog: Whitechurch Working from Home

Working from home is a new experience for a few members of the team at Whitechurch and for individuals all across the country. We thought it would be helpful to share how staff have adapted to this change as well as the challenges faced and tips to help you work from home more effectively. If you would to gain insight on how our teams have been communicating and servicing clients, keeping fit and maintaining a positive outlook, keep reading!...

Whitechurch Blog: Dispelling the myths surrounding Discretionary Fund Management

There are quite a few myths that surround Discretionary Fund Management, especially concerning the initial investment amount required and the difference between bespoke portfolios and entry-level portfolios. Ian McIver and Phil Miller, Business Development Managers at Whitechurch, discuss the differences in the following conversation. ...

ARO: Process Flow Chart

Curious about the processes involved in exiting the industry? Take a look at our process flow chart for a break down of each stage and the potential outcomes....

Agent of Client Versus Agent as Client

There has been a lot of discussion in the industry recently about the number of different contractual relationships between IFAs, Discretionary Investment Managers (DIMs) and Clients. There has been rising concern amongst IFA’s in the use of “Agent as Client” framework used by some DFMs....

Adviser Retirement Options: Why Whitechurch?

Whether you are looking to retire or exit the industry today, in six months or three years we understand that it is not only important that you are looked after in your retirement but your clients too. Below are a few examples of the reasons why Whitechurch could be an option for you. ...

Adviser Retirement Options: FAQ's

Got questions about Adviser Retirement? Have a look at our FAQ's below, they could help. ...

Adviser Retirement Options: Asset Purchase or Share Purchase

As a financial adviser, it can be difficult to understand your options when it comes to exiting the industry. There are two ways in which you can sell your business and the graphic below breaks down the differences between them....

Whitechurch Quarterly Review - Q4 2019

Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....

How to Exit The Industry: A Real Case Study

We asked Alan Goule, who sold his business to Whitechurch when he retired, to go over some of the questions that he was asked by attendees at our Adviser Retirement Event. ...

How to Exit the Industry:Client Care Post Sale

What happens to your clients post sale? Mark Stone, the Financial Planning Director at Whitechurch provided an informative talk on how to ensure your clients are appropriately cared for after you sell your business....

How to Exit the Industry: The Tax Implications of Selling Your Business

When thinking of retirement or exiting the industry there are some key tax implications to consider, Neil Davies outlines some of the implications within this blog. ...

How to Exit the Industry: The Legal Fundamentals of a Sale

When you are considering putting your business on the market the most important thing to do is talk to your solicitor and obtain his or her advice on what type of approach would be best to handle the full or partial sale of your business, we have summarised some of the key legal factors to consider within our blog. ...

Whitechurch Quarterly Review - Q3 2019

This review covers the key factors that have influenced investment markets over the third quarter of 2019 and the Whitechurch Investment Team’s current views and broad strategies being employed....

Whitechurch Blog: Adviser retirement insight - Your FAQ’s answered

Whitechurch has been providing retirement solutions for small advisory firms looking to exit the profession for many years now. We have answered the top three questions and topics that arise in conversation below....

In The Press: Reinvigorating Whitechurch

Alexander Foster from Citywire Wealth Manager magazine asked Kean Seager about the ways he’s been reinvigorating Whitechurch. ...

In The Press: Adviser demand sees Whitechurch place ethical portfolios on platforms

Whitechurch Securities has made its range of ethical portfolios available on two platforms following a ramp-up in demand from advisers. The firm’s four risk-rated Prestige Ethical Income & Growth portfolios have been added to the Aviva and Novia platforms, Portfolio Adviser has learned....

In The Press: Watch out for cloning

Compliance Director, Gaynor Newman, speaks to Portfolio Adviser about a case of cloning and plagiarism...