Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
DFM’s are professional investment managers that build a portfolio of investment funds, usually from across the market. We explore what this means for you and how a DFM can help with your investment objectives....
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
Nothing Lasts Forever – no it’s not the latest James Bond movie but our year-end investment thought piece from Simon Jaffé...
“Stay positive” is something we hear a lot of at the moment. But is it really that easy when you’ve been teased with a glimpse of normality and it’s now been snatched away for yet another national lockdown? ...
As the dust begins to settle on what proved to be the most well-attended US election since 1908, we consider some of the talking points for investors....
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
As we approach the final quarter of the year, we consider how the events of 2020 have impacted the sector so far, as well as the ever-evolving need for sustainable investment. ...
Whitechurch is proud to be supporting the CISI Financial Planning Week 2020. Feel more secure in your family's financial future by booking a free one-hour personal finance session with one of our advisers or sign up to one of our webinars....
The #buildbackbetter theme has been trending on social media for months now as people think about how the coronavirus pandemic is changing the way we live and work. There has been much talk of a ‘green recovery’ with the French government even adding in CO2 clauses to bailouts provided to some industries....
Early into the UK lockdown, we wrote the blog Pandemic Financial Considerations to highlight possible financial opportunities available. Seventeen weeks later, we have experienced fiscal support unlike any we have seen before....
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
Summer is officially here - A time to sit by the pool beneath a tropical sun, cocktail in hand, while enjoying a gripping page turner. Ok, scrub that – at least for now! But at least the current lockdown has given many of us more time to read than we usually have. ...
Financial Consultant, Barry Summers, looks at the importance of the relationship between our finances and our overall wellbeing....
Following on from my article last month, Coronavirus: seven possible long-term changes, I wanted to set out our current investment thinking and how we have responded to the changed investment environment. ...
We are pleased to announce that we have once again been awarded our full complement of 5 Star Ratings from Defaqto for our portfolio services. Read on to find out more about why this is important to look for when choosing a DFM....
Finding a good work-life balance is essential for improving your happiness, stress levels and keeping relationships positive. In these extremely difficult times, we need to take some time for ourselves and appreciate life beyond work before you burn out. We have put together some tips to help you improve that balance....
The past few months have taken their toll on just about everything. Daily life as we knew it seems a long distant memory and no doubt for some time to come, we will be more conscious about protecting our health than we’ve ever been. But what about our wealth?...
Over the past few weeks, the priority of people, companies and Governments around the world has been how to get through the crisis with minimal loss of life and economic damage. As time moves on attention is now turning to what will a ‘Post COVID’ world look like?...
The long-term implications of the current crisis are subject to debate. Be that as it may, we believe that now is the time to flag where we see the most significant areas of change....
Whilst we have already been able to provide support and guidance to many of our customers worried about their existing holdings, we have also received a number of enquiries from those who have seen an opportunity and want to take advantage of the current economic situation whilst stock markets values are low...
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
One of our financial consultants, James Nicholas, explores how to maintain a long-term view during difficult times....
Part two of our working from home updates....
The recent measures to help stop the spread of Covid-19 from our government and those around the world have, naturally, slowed down economic activity and with it overall consumer spending, with visits to most shops and restaurants on hold for the time being. Effectively creating a pause in sales, the situation has left many companies revaluating their overall structure and indeed their balance sheet as they stress test financial models considering the possibility of zero revenues for some months....
Working from home is a new experience for a few members of the team at Whitechurch and for individuals all across the country. We thought it would be helpful to share how staff have adapted to this change as well as the challenges faced and tips to help you work from home more effectively. If you would like to gain an insight on how our teams have been communicating and servicing clients, keeping fit and maintaining a positive outlook, keep reading!...
Many of us are used to the concept of donating to charitable causes close to our hearts, but actively investing in funds that are socially and environmentally responsible can still feel slightly alien for some. One of the questions our investment managers get asked increasingly is, “Can my money be used for good and still aim to deliver positive investment returns” we explore the answer to this question within this blog....
Income tax rates, national insurance rates and junior ISA limits have all been updated for the new tax year 2020/21. For the new figures and allowances, continue reading....
In these uncertain times, we understand how unsettling the current situation is. We want to reassure you that Whitechurch Financial Consultants are here to advise and support you. Your adviser remains available to provide you with support and guidance so do not hesitate to contact them, as needed....
Sam joined Whitechurch Financial Consultants 18 months ago, since then he has gained a range of experience working with our clients. In this blog, he discusses how Whitechurch can help clients reach their financial goals and the importance of intergenerational planning. ...
There are quite a few myths that surround Discretionary Fund Management, especially concerning the initial investment amount required and the difference between bespoke portfolios and entry-level portfolios. Ian McIver and Phil Miller, Business Development Managers at Whitechurch, discuss the differences in the following conversation. ...
The new tax year will start on the 6th of April 2020 – but have you maximised your tax-efficient allowances for the current year? To get you started, we have created this list with a few tips and reminders. If you think you could benefit from professional, financial advice please get in contact with one of our financial advisers....
Curious about the processes involved in exiting the industry? Take a look at our process flow chart for a break down of each stage and the potential outcomes....
There has been a lot of discussion in the industry recently about the number of different contractual relationships between IFAs, Discretionary Investment Managers (DIMs) and Clients. There has been rising concern amongst IFA’s in the use of “Agent as Client” framework used by some DFMs....
Receiving an inheritance can have a wide impact on you and your family’s financial status. It can be tempting to spend the money you didn't previously have on a new car or bigger house - but are you balancing your short term wishes with your long term financial needs? At Whitechurch, we have many years of experience advising clients in this situation and understand the difficulty in deciding the best thing to do with newly inherited wealth. We have summarised six things to consider if you have just received an inheritance in the infographic below. ...
Whether you are looking to retire or exit the industry today, in six months or three years we understand that it is not only important that you are looked after in your retirement but your clients too. Below are a few examples of the reasons why Whitechurch could be an option for you. ...
Got questions about Adviser Retirement? Have a look at our FAQ's below, they could help. ...
As a financial adviser, it can be difficult to understand your options when it comes to exiting the industry. There are two ways in which you can sell your business and the graphic below breaks down the differences between them....
Welcome to the Whitechurch quarterly investment review. This review covers the key factors that have influenced investment markets over the past quarter and the Whitechurch Investment Team’s current views and broad strategies being employed....
We have propositions for advisers looking to exit the industry, be it for retirement or other reasons, we work with just a few selective advisers a year to meet their exit requirements. We are not a big consolidator but an advisory company looking to assist other advisers who are client centric. Keep reading for the key facts about the Whitechurch Proposition. ...
Read the latest updates from the Whitechurch Investment Team....
Financial Adviser, Nick Roley, takes part in a podcast hosted by Citywire in association with Aegon about how to reach out to the younger generation for both clients and potential advisers. ...
We asked Alan Goule, who sold his business to Whitechurch when he retired, to go over some of the questions that he was asked by attendees at our Adviser Retirement Event. ...
What happens to your clients post sale? Mark Stone, the Financial Planning Director at Whitechurch provided an informative talk on how to ensure your clients are appropriately cared for after you sell your business....
When thinking of retirement or exiting the industry there are some key tax implications to consider, Neil Davies outlines some of the implications within this blog. ...
When you are considering putting your business on the market the most important thing to do is talk to your solicitor and obtain his or her advice on what type of approach would be best to handle the full or partial sale of your business, we have summarised some of the key legal factors to consider within our blog. ...
One of our Financial Advisers, James Nicholas, explores why comprehensive financial planning and asking that extra question can change lives....
There’s no time like the present to conduct a financial MOT, To get you started we have compiled a list of key ‘hazard lights’ to check....
Several factors need to be considered to best prepare yourself and your family for those potentially long years in retirement. We produced a checklist to help you assess the key details to consider and, if necessary, alter so that you can plan effectively for your retirement....
This review covers the key factors that have influenced investment markets over the third quarter of 2019 and the Whitechurch Investment Team’s current views and broad strategies being employed....
On the two-year anniversary of being signed off as CF30 by the Compliance team, we wanted to sit down with Nick Roley and have a chat to discuss how he found his first two years as an adviser at Whitechuch. ...
Whitechurch has been providing retirement solutions for small advisory firms looking to exit the profession for many years now. We have answered the top three questions and topics that arise in conversation below....
Alexander Foster from Citywire Wealth Manager magazine asked Kean Seager about the ways he’s been reinvigorating Whitechurch. ...
Whitechurch Securities has made its range of ethical portfolios available on two platforms following a ramp-up in demand from advisers. The firm’s four risk-rated Prestige Ethical Income & Growth portfolios have been added to the Aviva and Novia platforms, Portfolio Adviser has learned....
Compliance Director, Gaynor Newman, speaks to Portfolio Adviser about a case of cloning and plagiarism...