Inheritance Tax (IHT) can often be a subject that is sensitive to approach. Let’s face it; most people don’t like to think about life after they are gone. Because of this, it is an area of financial planning that is often ignored or set aside to think about at another time – sometimes it is then too late.

• Under current legislation, IHT is often perceived as a voluntary tax. This is because with careful planning, it is possible to reduce or remove any liability altogether. We can discuss your options and put plans in place to help you reduce or remove any liability.
• There are a number of exempt transfers that can be made without a tax liability including Spouse exemption, annual exemption, marriage gift exemptions – Our consultants can explain these to you and make you aware of the amount and number of transfers you are able to make annually.